Dashboards that help lower your Car insurance?

This is an amazing piece of technology. It is a box known as Coverbox that can be installed in your car. Once installed it collects information about your driving patterns, fuel consumption and mileage.

The best thing is all of this data help determine your insurance rates. You also get to analyze how to improve your overall car economy with Dashboards as shown below.

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Each coverbox consists of up-to four parts:

1. A blackbox including: internal GPS and GSM antennae
2. A fuel measurement sensor
3. A wiring harness connecting into the battery, ground and ignition and fuel sensor circuits
4. An immobilizing device fitted to the starter motor solenoid line (crank cut)

Here are some key metrics on the Dashboard explained

# Miles travelled represents a good estimate only. If your coverbox was to lose GPS connection over an extended period of time mileage may be lost.

# Miles to next service represents an estimate based on the date recorded of your last service, current mileage and type of vehicle you drive.

# Average fuel economy MPG (miles per gallon) measurement represent a good estimate only. Fuel economy is calculated by recording fuel injector pulse widths and knowing estimates for static injector fuel flow rates and injector opening lag times. This measurement will not always exactly match your vehicles measurement.

# Group average MPG is calculated as an average across similar sized engines of a particular fuel type. For example a 1.2L petrol engines.

# Manufacturer MPG is your vehicles stated combined fuel consumption. The combined figure presented is for the urban and the extra-urban cycle together. It is therefore an average of the two other parts of the fuel consumption test, Urban and Extra-urban cycles, weighted by the distance covered in each part.

 

# Your Group MPG rank is how your fuel economy measurement compares within your vehicle group i.e. similar sized engines of a particular fuel type. Rank = 1 is best fuel economy!

# Your Overall MPG rank is how your fuel economy measurement compares to the entire vehicle population of particular fuel type. Rank = 1 is best fuel economy!

# CO2 Emissions is the amount of Carbon Dioxide released in to the atmosphere as a result of your driving. Measured in Kilograms (KG).
# Potential fuel saving is calculated based the difference between your MPG and the group rank = 1 MPG over the miles travelled and current fuel prices.

# Day / Night is the percentages of time your vehicle is driven during the day and at night. The calculation is based on daily sun rise and sun set times.

# Peak / Off-peak is the percentages of time your vehicle is driven in peak times verse off-peak times. Peak time is defined as on Monday to Friday between 7:00am – 9:30am and 4:00pm – 6:30pm.